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You may want to try our early withdrawal penalty calculator to compare a 2 year cd rate to the effective apy of a cd with a longer term and higher rate that is broken at the 2 year mark.
2 year cd rates bank of america. Featured cds offer a higher apy but require a higher balance. Bank of america offers two kinds of cd account types. Click here to read more about features and tips related to 2 year cds. Onlineaccounts fnba com online deposit rates.
These cds require a minimum deposit of 1 000. Standard term cd rates are available online for terms of 28 days to 10 years. The best rates for a certificate of deposit are more than 2 5 times higher than average. Shop around before you buy a cd.
How bank of america cds rates compare to other banks. Featured cd rates are slightly higher than. Verify your identity in the app now to sign in to online banking. If you re enrolled in this security feature we sent a notification to your registered device.
The best rates may pay a little more than 3 times what your local bank pays. For 2 year bank of america cds would consider the medium term policy directions and forecasts of the federal reserve in conjunction with its net interest margins on deposits bofa liquidity deposits are a cash flow source of funding to fund activities and provides liquidity regulations competition and loan to deposit ratio profiles. The minimum balance required to open this cd is 1 000. Use the filter box below to customize your results.
Compare rates on 2 year cds from banks and credit unions. Featured cds and fixed term cds. Annual percentage yield apy is accurate as of 09 29 2020 and applies to the initial term of a new featured cd. Bank of america cd rates.
For more information visit our frequently asked questions or contact us by phone. As you can see below bank of america cd rates doesn t even come close to the rates of other banks namely online banks like marcus by goldman sachs and ally bank ally s one year cd 0 75 apy outperforms bank of america s 0 03 substantially.
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